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Need some guidance from an adjuster please!!

Vehicles had the green light and a pedestrian jaywalked across traffic which caused traffic to come to a hault. Vehicle 1 stopped abruptly, Vehicle 2 ran into back of Vehicle 1 at 5 mph, wet roads. Minimal damage. The insurance company of Vehicle 1 is now contacting driver of Vehicle 2 for insurance info, etc. Have copy of police report (insurance info and narrative of accident are included in this), no ticket was given, pedestrian left prior to cops arriving, accident occurred in Florida.

So my questions are:

1) Should the driver of vehicle 2 call vehicle 1 insurance company back?

2) Should the driver of vehicle 2 call their own insurance company instead?


I didn't find the right solution from the internet.
References :
https://insurance-forums.com/community/t…accident.90440/





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