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And this subsequently permits a reduction of rates of interest and lets allows the customer to cover less for your car. A judge could possibly make this happen but it is not too likely who's would happen. For these reasons it can be favourable in order to avoid repossession at all costs, either by renegotiating with your mortgage lender or selling your house yourself before court proceedings to pay off the debt. Have a look at my homepage ... Repos Software for the repossession pro